*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#17191c;font:17px/1.6 TildaSans,Arial,sans-serif}.n-wrap{width:min(1180px,calc(100% - 48px));margin:auto}main section[id],main article[id]{scroll-margin-top:30px}main h1,main h2,main h3{line-height:1.13;font-weight:500;letter-spacing:-.035em;margin-top:0}main h1{font-size:clamp(43px,5.3vw,76px);margin:22px 0 28px}main h2{font-size:clamp(30px,3.5vw,47px);margin:14px 0 24px}main h3{font-size:24px}main p{color:#51626d}main a{color:#254c63;text-underline-offset:5px}.n-kicker{font-size:11px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:#506a7a}.n-crumbs{font-size:13px;display:flex;flex-wrap:wrap;gap:12px;padding:25px 0}.n-hero{display:grid;grid-template-columns:1.5fr 1fr;gap:70px;align-items:center;padding:52px 0 76px}.n-lead{font-size:21px;line-height:1.5;max-width:650px}.n-hero p:not(.n-lead){max-width:610px}.n-actions{display:flex;align-items:center;flex-wrap:wrap;gap:22px;margin-top:30px}.n-btn{display:inline-flex;justify-content:center;padding:15px 25px;border:1px solid #254c63;border-radius:40px;background:#254c63;color:white;text-decoration:none;font:600 15px TildaSans,Arial,sans-serif;min-height:52px;cursor:pointer}.n-text-link{font-size:15px}.n-brief{background:#edf2f4;padding:40px 34px;border-top:3px solid #254c63}.n-brief-label{font-size:13px;color:#506a7a}.n-brief ol{list-style:none;padding:0;margin:26px 0 0}.n-brief li{display:flex;gap:22px;border-top:1px solid #ced9df;padding:22px 0}.n-brief li>span{color:#6a8493;font-size:13px}.n-brief strong{font-size:20px;font-weight:500}.n-brief li p{font-size:15px;margin:4px 0 0}.n-brief-foot{font-size:14px;border-top:1px solid #ced9df;padding-top:20px;margin-bottom:0}.n-answer{padding:35px 0;background:#f5f7f8;border-block:1px solid #e4e9ec}.n-answer p{max-width:950px;margin:0;line-height:1.7}.n-answer strong{color:#17191c}.n-toc{display:flex;flex-wrap:wrap;gap:12px 25px;margin-top:24px;font-size:14px}.n-section{padding:80px 0}.n-section-head{max-width:850px;margin-bottom:38px}.n-object-row{display:grid;grid-template-columns:1fr 1.4fr;gap:70px;padding:34px 0;border-top:1px solid #d4dee3}.n-object-row h3{max-width:330px;margin:12px 0}.n-index{font-size:13px;color:#5e7a8c}.n-object-row p{margin-top:0}.n-note{padding:22px 27px;border-left:2px solid #254c63;background:#f4f7f8;font-size:15px;line-height:1.65;margin-top:30px;color:#50616d}.n-date{padding:65px 0;background:#254c63;color:white}.n-date .n-kicker{color:#bcd0db}.n-date p{color:#e0e9ee}.n-date-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.n-small{font-size:13px;line-height:1.6}.n-doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}.n-doc-grid article{border-top:2px solid #a7b9c4;padding-top:25px}.n-doc-grid li,.n-factors li{padding:8px 0;color:#51626d}.n-doc-grid ul,.n-factors ul{padding-left:20px}.n-result{background:#f3f6f7}.n-result-lines{border-top:1px solid #b7c8d1}.n-result-lines>div{display:grid;grid-template-columns:30% 1fr;gap:35px;padding:22px 0;border-bottom:1px solid #cfdbe1}.n-result-lines p{margin:0}.n-result-lines strong{font-weight:500;font-size:21px}.n-terms-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:80px}.n-factors{border-left:1px solid #d2dce1;padding-left:45px}.n-process{background:#edf2f4;padding:65px 0}.n-steps{padding:0;list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:30px;counter-reset:steps;margin-top:40px}.n-steps li{counter-increment:steps;border-top:1px solid #a9bcc7;padding-top:20px}.n-steps li:before{content:'0' counter(steps);display:block;font-size:12px;color:#506e80;margin-bottom:18px}.n-steps strong{font-size:21px;font-weight:500;line-height:1.25;display:block}.n-steps p{font-size:15px}.n-faq{max-width:940px}.n-faq details{border-top:1px solid #d4dfe5;padding:23px 0}.n-faq details:last-child{border-bottom:1px solid #d4dfe5}.n-faq summary{cursor:pointer;font-size:20px;font-weight:500;line-height:1.35}.n-faq details p{margin-bottom:0}.n-sources{background:#f5f7f8;padding:45px 0}.n-sources h2{font-size:26px}.n-sources p{max-width:850px}.n-sources li{margin:10px 0;font-size:15px}.n-contact{padding:75px 0;background:#182e3a;color:white}.n-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px}.n-contact .n-kicker{color:#b0c8d6}.n-contact p{color:#d0dfe7}.n-contact-links{display:grid;gap:14px;margin-top:35px}.n-contact-links a{color:white;font-size:20px}.n-contact form{background:white;color:#17191c;padding:32px}.n-contact form p{color:#657985}.n-contact form h3{font-size:26px}.n-contact label{display:block;font-size:14px;margin:17px 0 7px}.n-contact input,.n-contact select,.n-contact textarea{width:100%;min-width:0;padding:12px;border:1px solid #b8c8d1;background:white;color:#17191c;font:16px TildaSans,Arial,sans-serif;border-radius:3px}.n-form-help{font-size:14px}.n-contact textarea{resize:vertical;margin-bottom:16px}.n-related{padding:48px 0}.n-related h2{font-size:28px}.n-related p{max-width:750px}main a:focus-visible,main button:focus-visible,main summary:focus-visible,main input:focus-visible,main select:focus-visible,main textarea:focus-visible{outline:3px solid #7398b0;outline-offset:5px}@media(max-width:800px){.n-hero,.n-date-grid,.n-doc-grid,.n-terms-grid,.n-contact-grid{grid-template-columns:1fr;gap:30px}.n-hero{padding:30px 0 45px}.n-brief{padding:28px}.n-brief li{padding:16px 0}.n-section{padding:55px 0}.n-object-row{grid-template-columns:1fr;gap:10px}.n-object-row h3{max-width:none}.n-result-lines>div{grid-template-columns:1fr;gap:10px}.n-factors{border-left:0;border-top:1px solid #d2dce1;padding:25px 0 0}.n-steps{grid-template-columns:1fr 1fr}.n-contact{padding:50px 0}.n-contact form{padding:24px}.n-lead{font-size:19px}.n-wrap{width:calc(100% - 36px)}}@media(max-width:400px){.n-steps{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.n-hero-v9{display:block;text-align:center;max-width:900px;padding:38px 0 32px}.n-hero-v9 h1{font-size:clamp(42px,5.1vw,68px);margin:20px 0 22px}.n-hero-v9 .n-lead{max-width:780px;margin:0 auto 18px;font-size:20px}.n-choose{display:grid;grid-template-columns:1fr 1.6fr;gap:35px;align-items:center;padding:26px 0 24px;border-top:1px solid #d9e1e7}.n-choose h2{font-size:30px;margin:8px 0}.n-choice-buttons{display:flex;flex-wrap:wrap;gap:10px}.n-choice-buttons button{border:1px solid #d3cedf;border-radius:30px;background:#f4f1f9;color:#544a6a;font:15px TildaSans,Arial,sans-serif;min-height:46px;padding:10px 18px;cursor:pointer}.n-choice-buttons button[aria-pressed=true]{background:#65577f;color:white;border-color:#65577f}#n-choice-status{font-size:13px;margin:12px 0 0;color:#657b89}.n-photo-band{padding:0 0 6px}.n-photo-band img{width:100%;height:340px;object-fit:cover;object-position:center 58%;border-radius:12px;display:block}.n-doc-grid article{background:#f4f2f8;border-top:0;border-radius:12px;padding:28px}.n-doc-grid article:nth-child(2){background:#edf4f0}.n-doc-grid{gap:24px}.n-doc-grid[data-mode=ooo],.n-doc-grid[data-mode=shares]{grid-template-columns:1fr;max-width:860px}.n-doc-grid article[hidden]{display:none}.n-date{background:#edf4ef;color:#17191c}.n-date .n-kicker{color:#526f65}.n-date p{color:#50665c}.n-date-grid{gap:45px}.n-answer{background:#fff;padding:30px 0;border-block:1px solid #dfe6ea}.n-answer p{font-size:16px}.n-answer .n-toc{margin-top:16px}.n-result{background:#efedf7}.n-terms-grid{grid-template-columns:1fr 1fr;gap:60px}.n-process{background:#edf3f8}.n-steps{gap:25px}.n-contact{background:#edf2f7;color:#17191c}.n-contact .n-kicker{color:#526f81}.n-contact p{color:#516774}.n-contact-links a{color:#254c63}.n-contact form{border:1px solid #d6e1e8;border-radius:12px}.n-note{background:#f2f6f8}.n-hero-v9 a{display:inline-block}main button:focus-visible{outline:3px solid #789bb2;outline-offset:4px}@media(max-width:800px){.n-hero-v9{padding:25px 0 28px;text-align:left}.n-hero-v9 h1{font-size:clamp(40px,7vw,58px)}.n-hero-v9 .n-lead{font-size:18px}.n-choose{grid-template-columns:1fr;gap:12px;padding:20px 0}.n-choose h2{font-size:27px}.n-photo-band img{height:230px;object-position:center 58%}.n-doc-grid article{padding:24px}.n-terms-grid{grid-template-columns:1fr;gap:25px}.n-doc-grid[data-mode=all]{grid-template-columns:1fr}}